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- The lowest mortgage rate since 2016
- With a simple process, closing loans within 3-4 weeks.
- Our company has 10 years experience in finance, our team in Houston closed
- 60+ loans every month.
- One of our customers refinanced and reduced their interest rate from 4.5% to 3.178% (APR 3.24%). Saving $356 per month.
If you have any concerns, please contact us now!
* Hotline: 832-850-4078
Or click "Learn more" button below and leave your contact information, we'll contact you shortly.
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*Note: We search rates among 20+ lenders.
- Looking at the statement closing date, not the due date. If you want 0 balances on your credit reports, you need to pay off your balances 2 business days before the statement closing date.
- Keep your credit utilization as low as possible. If you have a $1000 credit limit, make sure your statement closing date shows a balance of $300 or less, stay under 30% credit utilization.
- If you have late payments reported on your credit report, nicely call the creditors to see if they can remove them. 60-70% of the time it works!
- Charge offs and collections still hurt your credit score, you need them to be REMOVED/ off of your credit report.
- Texas is a community state so if you go FHA loan, the lender has to hit your spouse’s debts against you even if the spouse is not on the loan.
*There's a quick and easy tip to build credit.
*Just give me a call
*Hotline: 832-990-9999
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